Muthoot Finance posts 27% rise in PAT at ₹2,977 crore in Q2 FY27

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Loan AUM grows 42% y-o-y to ₹1,87,810 crore in H1 FY27

By BL Kochi Bureau

Updated - October 31, 2026 at 08:17 PM.

Alexander George Muthoot, Managing Director, Muthoot Finance

Gold loan lender Muthoot Finance Ltd has registered a 27 per cent increase in its profit after tax (PAT) at ₹2,977 crore as against ₹2,345 crores in Q2 FY26.

The company registered a PAT of ₹5,527 crore in H1 FY27 as against ₹4,391 crore in H1 FY26, an increase of 26 per cent y-o-y. Loan AUM stood at ₹1,87,810 crore in H1 FY27 as compared to ₹1,32,305 crore in H1 FY26, registering a growth of 42 per cent y-o-y. During Q2 FY27, gold loan AUM increased by ₹15,658 crore.

Consolidated PAT for H1 FY27 increased to ₹6,103 crore as against ₹4,386 crore last year, an increase of 39 per cent y-o-y. Consolidated Loan AUM grew by 42 per cent y-o-y to ₹2,09,317 crore in H1 FY27 as against ₹1,47,673 crore in H1 FY26. During the half year, consolidated Loan Assets Under Management grew by ₹27,401 crore, growth of 15 per cent.

Alexander George Muthoot, Managing Director, said, “We are revising our gold loan growth guidance for FY27 upward by an additional 10 per cent. The RBI’s updated gold lending guidelines, effective April 1, 2026, involves a learning curve for us as well as customers, which will get stabilised over few quarters irrespective of which growth trajectory will continue.”

“During the quarter Muthoot Finance added 201 branches further expanding the reach across the length and breadth of the country. India’s gold loan market continues to evolve, with new entrants and rising demand creating opportunities for responsible growth. Our focus remains on strengthening our services through customer trust, deeper reach and technology-led service delivery, while maintaining prudent lending practices and sustaining our growth momentum through FY27,” he added.

Published on October 31, 2026

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